Health and Personal Accident

The nation’s changing economic scenario and progression to one of the world’s top economies has necessitated and highlighted the need for a Healthy citizen fraternity. Health Insurance effectively serves as a means to this end.

  • Financial Protection Against Medical Emergencies – Shields individuals and families from unplanned high out-of-pocket expenses during hospitalization, surgeries, or treatments.
  • Rising Healthcare Costs – With medical inflation surging annually, insurance helps manage the burden of expensive treatments, especially in private hospitals.
  • Access to Quality Healthcare – Enables treatment at reputed hospitals through cashless facilities, ensuring timely and quality care without financial delays.
  • Coverage for Critical Illnesses – Many plans include coverage for life-threatening conditions like cancer, heart disease, and kidney failure, offering lump-sum payouts or comprehensive treatment support.
  • Peace of Mind and Mental Well-being – Reduces stress during health crises by ensuring financial readiness and access to care when needed most.
  • Protection of Savings and Assets -Prevents erosion of savings or the need to liquidate assets to cover medical bills, preserving long-term financial goals.
  • Foundation of Financial Planning – Acts as a safety net that supports other financial decisions like investments, retirement planning, and education funding.

We at PolicyKavach endeavour to facilitate the penetration and distribution of Health and Personal Accident insurance protection through our Team and network of POSPs. Our initiative embodies all the aspects which go into suggesting an appropriate and cost effective coverage, after analysing the client needs, aptly supported with assistance in claims and renewals with review.